xpsfinance.com

Here's what it says on the xpsfinance.com website:

XPS LTD is a global marketplace for investing in loans. We are opening the market to loans as a new asset class - at scale. With us, the next generation of individual investors can start small and find a diversified supply of loans to invest in. We work to make investing in loans as common as investing in stocks, ETFs, real estate, or any other major asset class. By rethinking how money flows across borders from those who want to save and invest to those who want to borrow, we are revolutionising financial services and contributing to financial inclusion on a global scale. XPS LTD was founded in 2008 four founding angel investors. The company has raised a total of € 7 million to date, all from above-mentioned angel investors.We do good XPS LTD’s team is operating the leading marketplace for investing in loans, and we do it with a high sense of responsibility toward our investors and clients, our society, and our environment. We are committed to developing the best practices and industry standards when it comes to how we do our work. XPS LTD is an equal opportunity employer and an environmentally friendly community, running its operations by following the responsibilities stipulated in the XPS LTD Environmental Policy.Get to know our virtues XPS LTD Virtues are the foundation of our culture that are based on actions rather than beliefs. The five virtues that shape our culture are to pursue learning and growth, to constantly default to transparency in our work, to have a high level of ownership and a strong commitment to the execution of tasks, and to always think of customers in every detail of work. Investing and risk. Investing is one of the best and most accessible ways to grow your money. In fact, you can build wealth no matter how much money you make. And it’s fun once you get the hang of it. Investing is ultimately about making money. And in today's world, that means venturing off the relatively safe path of bank deposits and bonds, as the returns become less attractive. To earn significant returns, investors have to become comfortable with taking some risk. That does not mean to throw caution into the wind: Successful investors use a few basic strategies that everyone can follow. They spread the risk among investments and asset classes. Successful investors are quite risk conscious. They don’t swing for the fences by putting all their eggs in one basket. The keys are to take advantage of time and compounding, and avoid major losses. It’s important to understand investing does not offer “free lunch”. Some risk is normal and should be accepted with all kinds of investing – not just p2p investing. Understanding different types of risk and following a few simple tips can already take you a long way towards becoming a successful investor. Investing smartly can be learned. Remember risk tolerance is individual – only you can decide what you’re comfortable with. At XPS LTD, we take investor protection very seriously. When you invest with us, we offer several tools to help you.