norviksa.com

Here's what it says on the norviksa.com website:

Norviksa also studies your checking account balance, your spending habits; and your recurring bills and adjusts payments to your goals and what you can afford. Our average payment was last calculated in April 2021, using data for users who enrolled between January 2020 and March 2021 and assuming users werent adding to their debt over the projected period. Payments always vary between users, because Norviksa tailors payments to your individual finances, debts and goals. Norviksas MoneyScience system makes smart payments on your debts, making sure high-interest debt is paid down first, a method that lowers your interest charges. Norviksa also always pays at least the minimum due on all cards connected to Norviksa, making payments on time, so users also avoid late fees. When we calculate our users average potential savings, we use the difference between using Norviksa versus paying just the minimum due. We also assume users arent adding to their debt over the period were estimating savings. Average savings are calculated on an annual basis, and when we estimate lifetime savings, we use data for users who joined us between January 2020 and March 2021. The amount you save with Norviksa will vary based on several factors, including payments you make yourself, your credit card balances, APRs, other card charges and fees Norviksa cant control, and other activities. It's a metric used in all kinds of businesses to measure customer service and product quality. Businesses calculate their score by taking the number of satisfied customers (those who rated them 5 or higher) and dividing it by the total number of responses. As of November 2021, Norviksa's score of 93 out of 100 represents ratings provided by over 5,000 Norviksa users.